Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 OH-Life-Agent-Series-11-44 Prüfungsfragen mit Lösungen:
1. Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their
lives. If Joe dies first, the policy proceeds
A) will accumulate with interest until another brother dies and then be awarded to the surviving brother.
B) must be shared equally by Rob and Joe's wife.
C) must be awarded to Joe's estate.
D) will not provide further insurance protection.
2. An immediate annuity begins making payments after the
A) policy reaches its maturation date.
B) first premium has been paid.
C) policy has been in force for one year.
D) policyholder suffers a disability.
3. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?
A) The cash value is paid into the estate.
B) The cash value is paid to the IRS.
C) The company keeps the cash value.
D) The cash value is paid to the beneficiary.
4. The premium mode defines the
A) frequency of the premium payment.
B) premium amount.
C) method of premium payment.
D) premium limit.
5. Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?
A) Concealment
B) Coercion
C) Misrepresentation
D) Forgery
Fragen und Antworten:
| 1. Frage Antwort: D | 2. Frage Antwort: B | 3. Frage Antwort: A | 4. Frage Antwort: A | 5. Frage Antwort: C |
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